Why Benefits Matter to Small Businesses?

In today’s job market, employee benefits aren’t a bonus — they’re expected. The right package helps you stand out when hiring and shows your current team that you’re invested in their well-being.

60%

of job seekers consider benefits before accepting a job offer

80%

of employees would prefer better benefits over a pay raise

At Skillman Insurance, we help you build a custom benefits package that fits your business, your budget, and your people — and we make sure your employees actually understand what they’re getting.

What We Offer Small Businesses

Tools & Support That Make a Difference

  • Digital Portals

    24/7 Benefits Access

  • Claim Support

    We escalate and solve tough issues

  • Custom Materials

    Easy-to-read benefit guides designed for your team

  • Decision Support

    Side-by-side plan comparisons and help choosing the right one

How We Help Set Up Your Plan

  • We help you assess employee needs and align with what you can afford.

  • From health to life to voluntary benefits — we help you build the right mix.

  • We’ll help you meet federal and state regulations like ACA, COBRA, ERISA, and more.

  • We simplify benefits so your team knows what they’re getting — and how to use it.

  • We guide you through renewals, cost control, and better options as your needs change.

What Can You Offer as a Small Business?

  • Group Health Insurance

  • Dental & Vision Plans

  • Life Insurance

  • HSAs & FSAs

  • 401(k) & Retirement

  • Disability Insurance

We’ll help you find the best fit for your team and budget.

Planning for Long-Term Savings

Insurance costs can rise fast — that’s why we take a strategic approach:

  • Review multiple carrier plans

  • Adjust employer contributions

  • Use creative plan designs to save

  • Explore PEO options when appropriate

At Skillman Insurance, we combine smart technology with real, hands-on support. We’ll simplify your setup, stay ahead of compliance issues, and help your employees actually understand and use their benefits.

  • "I never thought I could afford life insurance until Matt showed me realistic options that made sense for my family. Now I sleep better knowing we’re protected."

    AC

  • "What I appreciate most is how real and down-to-earth they are. No jargon, no fluff — just good people doing good work."

    DF